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하지만, 이자율이 높고, 신용등급에 영향을 미칠 수 있다는 단점이 있습니다.상테크란 상품권과 재테크의 용어를 합한 말로 상품권을 이용해 재테크를 한다는 뜻이에요. 신용카드를 이용해 상품권을 온라인에서 다소 할인된 가격에 구매한 다음, 이를 현금화하거나

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